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ZIP 85636
Housing & Real Estate

ZIP 85636 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 85636

Median Home Value

$185,800

Median Rent

$793

Affordability Snapshot

$51,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,194/mo PITI).

20%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.9x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

19.5 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 85636, a household would need roughly $51,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,194. That is roughly in line with the local median household income ($47,769). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 16% — check local market conditions.

Heating Fuel

Housing Metrics

Owner Occupied

37.4%-43% vs US avg

Vacancy Rate

16.3%+58% vs US avg

Broadband Access

80.0%-8% vs US avg

4+ Bedrooms

1.7%-88% vs US avg

Built Pre-1939

0.0%

Built Post-2014

0.0%

Rent Burden >30%

26.4%-47% vs US avg

Mortgage-Free

33.6%-12% vs US avg

$185,800

Home Value

$793

Rent

1980

Year Built

2018

Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached46.5%
1-unit attached0.0%
2-9 units11.9%
10+ units38.7%
Mobile home & other2.9%

ZIP 85636 — Housing & Real Estate

Housing & Real Estate in ZIP Code 85636

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