US5.com
  1. Home
  2. States
  3. Arizona
  4. ZIP 85712
  5. Housing & Real Estate
Tucson city, AZ

ZIP 85712 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 85712

Median Home Value
$250,400
Median Rent
$831
Affordability Snapshot
$69,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,609/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.2x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

25.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 85712 in Tucson city, AZ, a household would need roughly $69,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,609. That is about 43% above the local median household income ($48,185), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
40.8%-38% vs US avg
x
Vacancy Rate
9.0%-13% vs US avg
x
Broadband Access
88.3%+2% vs US avg
x
4+ Bedrooms
0.8%-95% vs US avg
x
Built Pre-1939
5.6%-56% vs US avg
x
Built Post-2014
0.5%-93% vs US avg
x
Rent Burden >30%
19.8%-60% vs US avg
x
Mortgage-Free
41.5%+9% vs US avg
x
$250,400
Home Value
$831
Rent
1974
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached40.2%
  • 1-unit attached10.1%
  • 2-9 units19.5%
  • 10+ units27.0%
  • Mobile home & other3.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$250,400
Median rent$831
Owner-occupied40.8%
Vacant9.0%
Price-to-income5.2x
Est. income to buy$69,000