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Show Low city, AZ

ZIP 85901 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 85901

Median Home Value
$256,300
Median Rent
$873
Affordability Snapshot
$71,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,646/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

24.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 85901 in Show Low city, AZ, a household would need roughly $71,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,646. That is about 18% above the local median household income ($60,313), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 35% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
74.9%+15% vs US avg
x
Vacancy Rate
34.6%+236% vs US avg
x
Broadband Access
87.8%+1% vs US avg
x
4+ Bedrooms
2.3%-84% vs US avg
x
Built Pre-1939
0.3%-98% vs US avg
x
Built Post-2014
1.3%-82% vs US avg
x
Rent Burden >30%
11.7%-76% vs US avg
x
Mortgage-Free
53.4%+40% vs US avg
x
$256,300
Home Value
$873
Rent
1996
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached59.7%
  • 1-unit attached2.5%
  • 2-9 units5.2%
  • 10+ units3.5%
  • Mobile home & other29.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$256,300
Median rent$873
Owner-occupied74.9%
Vacant34.6%
Price-to-income4.2x
Est. income to buy$71,000