ZIP Code 85920 — Alpine CDP, AZ Demographics & Data

ZIP code 85920 covers Alpine, AZ in Apache County with a population of about 570.

At a glance, the area shows median age of 67.9 versus a U.S. median of about 38.9.

It sits in telephone area code 928; U.S. House district AZ-2; the ALBUQUERQUE - SANTA FE media market.

Alpine, AZ is tagged as a Tribal Nation community context (place names indicate a tribal nation community). Local search often includes tribal government offices, public safety, and Indian Health Service (IHS) / wellness topics alongside standard ZIP demographics.

Median household income in ZIP 85920 is about $69,375 — about 8% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 14.4%; unemployment rate near 17.8%; 37.5% of adults with a bachelor’s degree or higher (about 3.8 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Public administration, Agriculture, and Education; a mean commute of about 111.0 minutes (U.S. average near 26.8).

Median home value is about $292,900 — about 16% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $824 (about 29% below the U.S. median rent ($1,163)), and owner-occupancy near 83.0% (about 17.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 85920 in Alpine, AZ, a household would need roughly $81,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,882. That is about 17% above the local median household income ($69,375), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Alpine CDP, AZ as Relatively Low (composite score 78.8), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (97.9) and flood (80.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Alpine CDP, AZ show little to no average snow and around 20.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 19 for ZIP 85920 (Alpine CDP, AZ) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.