ZIP Code 85933 — Heber-Overgaard CDP, AZ Demographics & Data

ZIP code 85933 covers Heber-Overgaard, AZ in Navajo County with a population of about 3,989.

At a glance, the area shows median age of 56.1 versus a U.S. median of about 38.9.

It sits in telephone area code 928; U.S. House district AZ-2; the PHOENIX (PRESCOTT) media market.

Heber-Overgaard, AZ is tagged as a Tribal Nation community context (place names indicate a tribal nation community). Local search often includes tribal government offices, public safety, and Indian Health Service (IHS) / wellness topics alongside standard ZIP demographics.

Median household income in ZIP 85933 is about $60,149 — about 20% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 11.0%; unemployment rate near 16.3%; 13.6% of adults with a bachelor’s degree or higher (about 20.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Food services, Healthcare, and Retail trade; about 12.3% of workers reporting work-from-home (about 2.8 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $308,100 — about 11% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 87.9% (about 22.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 85933 in Heber-Overgaard, AZ, a household would need roughly $85,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,979. That is about 41% above the local median household income ($60,149), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Heber-Overgaard CDP, AZ as Relatively Moderate (composite score 88.1), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (98.8) and flood (89.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Heber-Overgaard CDP, AZ show little to no average snow and around 18.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 134 for ZIP 85933 (Heber-Overgaard CDP, AZ) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.