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Snowflake town, AZ

ZIP 85937 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 85937

Median Home Value
$259,000
Median Rent
$930
Affordability Snapshot
$71,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,664/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

23.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 85937 in Snowflake town, AZ, a household would need roughly $71,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,664. That is roughly in line with the local median household income ($64,475). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
80.9%+24% vs US avg
x
Vacancy Rate
10.6%+3% vs US avg
x
Broadband Access
83.2%-4% vs US avg
x
4+ Bedrooms
6.3%-57% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
0.9%-87% vs US avg
x
Rent Burden >30%
18.4%-63% vs US avg
x
Mortgage-Free
42.0%+10% vs US avg
x
$259,000
Home Value
$930
Rent
1992
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached79.4%
  • 1-unit attached0.8%
  • 2-9 units0.7%
  • 10+ units0.0%
  • Mobile home & other19.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$259,000
Median rent$930
Owner-occupied80.9%
Vacant10.6%
Price-to-income4.0x
Est. income to buy$71,000