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Valle CDP, AZ

ZIP 86046 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 86046

Median Home Value
$367,800
Median Rent
$850
Affordability Snapshot
$101,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,363/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.9x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

36.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 86046 in Valle CDP, AZ, a household would need roughly $101,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,363. That is about 35% above the local median household income ($74,583), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 25% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
80.5%+23% vs US avg
x
Vacancy Rate
25.4%+146% vs US avg
x
Broadband Access
85.9%-1% vs US avg
x
4+ Bedrooms
2.0%-87% vs US avg
x
Built Pre-1939
5.6%-56% vs US avg
x
Built Post-2014
2.5%-64% vs US avg
x
Rent Burden >30%
6.2%-88% vs US avg
x
Mortgage-Free
52.8%+38% vs US avg
x
$367,800
Home Value
$850
Rent
1998
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached76.5%
  • 1-unit attached0.3%
  • 2-9 units5.3%
  • 10+ units1.2%
  • Mobile home & other16.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$367,800
Median rent$850
Owner-occupied80.5%
Vacant25.4%
Price-to-income4.9x
Est. income to buy$101,000