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ZIP Code 86312 — undefined, undefined Demographics & Data

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

At a glance

Population
4,353
Density
N/A
Median income
$77,137
+3% vs US avg
Home value
$380,900
+9% vs US avg
Median rent
$1,569
+35% vs US avg
Timezone
N/A

Overview of ZIP Code 86312

RetirementRetirement-oriented community
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What to know about ZIP 86312

ZIP code 86312 covers ZIP 86312 with a population of about 4,353.

At a glance, the area shows median age of 61.9 versus a U.S. median of about 38.9.

It sits in the PHOENIX (PRESCOTT) media market.

Local search focus: Retirement

ZIP 86312 fits a retirement-oriented profile (high share of residents 65+ (43.7%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Income and economy in ZIP 86312

Median household income in ZIP 86312 is about $77,137 — about 3% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 7.3%; unemployment rate near 6.7%; 20.0% of adults with a bachelor’s degree or higher (about 13.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Healthcare, and Education; about 4.6% of workers reporting work-from-home (about 10.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Housing and affordability in ZIP 86312

Median home value is about $380,900 — about 9% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,569 (about 35% above the U.S. median rent ($1,163)), and owner-occupancy near 87.2% (about 21.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 86312, a household would need roughly $105,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,447. That is about 36% above the local median household income ($77,137), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.