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ZIP Code 86405 — undefined, undefined Demographics & Data

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

At a glance

Population
3,537
Density
N/A
Median income
$52,234
-30% vs US avg
Home value
$235,900
-32% vs US avg
Median rent
$883
-24% vs US avg
Timezone
N/A

Overview of ZIP Code 86405

RetirementRetirement-oriented community
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What to know about ZIP 86405

ZIP code 86405 covers ZIP 86405 with a population of about 3,537.

At a glance, the area shows median age of 62.5 versus a U.S. median of about 38.9.

It sits in the PHOENIX (PRESCOTT) media market.

Local search focus: Retirement

ZIP 86405 fits a retirement-oriented profile (high share of residents 65+ (44.4%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Income and economy in ZIP 86405

Median household income in ZIP 86405 is about $52,234 — about 30% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 18.8%; unemployment rate near 4.6%; 14.7% of adults with a bachelor’s degree or higher (about 19.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Finance and insurance, Food services, and Retail trade; about 5.4% of workers reporting work-from-home (about 9.8 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Housing and affordability in ZIP 86405

Median home value is about $235,900 — about 32% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $883 (about 24% below the U.S. median rent ($1,163)), and owner-occupancy near 58.9% (about 6.5 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 86405, a household would need roughly $65,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,515. That is about 24% above the local median household income ($52,234), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.