US5.com
  1. Home
  2. States
  3. Arizona
  4. ZIP 86413
  5. Housing & Real Estate
Golden Valley CDP, AZ

ZIP 86413 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 86413

Median Home Value
$157,700
Median Rent
$826
Affordability Snapshot
$43,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,013/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

15.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 86413 in Golden Valley CDP, AZ, a household would need roughly $43,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,013. That is roughly in line with the local median household income ($42,752). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 17% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
88.7%+36% vs US avg
x
Vacancy Rate
17.1%+66% vs US avg
x
Broadband Access
79.8%-8% vs US avg
x
4+ Bedrooms
0.4%-97% vs US avg
x
Built Pre-1939
1.3%-90% vs US avg
x
Built Post-2014
1.7%-76% vs US avg
x
Rent Burden >30%
11.3%-77% vs US avg
x
Mortgage-Free
56.1%+47% vs US avg
x
$157,700
Home Value
$826
Rent
1997
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached37.4%
  • 1-unit attached0.3%
  • 2-9 units1.4%
  • 10+ units0.0%
  • Mobile home & other60.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$157,700
Median rent$826
Owner-occupied88.7%
Vacant17.1%
Price-to-income3.7x
Est. income to buy$43,000