ZIP Code 87041 — Peña Blanca CDP, NM Demographics & Data

ZIP code 87041 covers Peña Blanca, NM in Sandoval County with a population of about 848.

At a glance, the area shows median age of 39.5 (near the U.S. median).

It sits in telephone area code 505; U.S. House district NM-3; the ALBUQUERQUE - SANTA FE media market.

Median household income in ZIP 87041 is about $77,847 — about 4% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 7.1%; unemployment rate near 6.1%; 14.2% of adults with a bachelor’s degree or higher (about 19.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Public administration, and Construction; about 16.3% of workers reporting work-from-home (about 1.1 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $164,100 — about 53% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $684 (about 41% below the U.S. median rent ($1,163)), and owner-occupancy near 91.8% (about 26.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 87041 in Peña Blanca, NM, a household would need roughly $45,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,054. That sits below the local median household income ($77,847), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Peña Blanca CDP, NM as Relatively Low (composite score 77.0), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (93.6) and flood (84.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Peña Blanca CDP, NM show little to no average snow and around 11.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 27 for ZIP 87041 (Peña Blanca CDP, NM) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.