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ZIP 87190 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 87190

Median Home Value
$186,400
Median Rent
$1,293
Affordability Snapshot
$51,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,197/mo PITI).

36%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

4.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

12.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 87190, a household would need roughly $51,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,197. That is about 18% above the local median household income ($43,294), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics

Historic housing stock (22% built before 1939)

Owner Occupied
73.6%+13% vs US avg
x
Vacancy Rate
4.5%-56% vs US avg
x
Broadband Access
81.6%-6% vs US avg
x
4+ Bedrooms
1.9%-87% vs US avg
x
Built Pre-1939
21.9%+71% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
14.6%-71% vs US avg
x
Mortgage-Free
43.7%+14% vs US avg
x
$186,400
Home Value
$1,293
Rent
1953
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached87.0%
  • 1-unit attached6.7%
  • 2-9 units0.0%
  • 10+ units2.2%
  • Mobile home & other4.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$186,400
Median rent$1,293
Owner-occupied73.6%
Vacant4.5%
Price-to-income4.3x
Est. income to buy$51,000