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ZIP 87195 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 87195

Median Home Value
$192,000
Median Rent
$776
Affordability Snapshot
$53,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,233/mo PITI).

28%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.8x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

20.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 87195, a household would need roughly $53,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,233. That is about 59% above the local median household income ($33,370), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
52.4%-20% vs US avg
x
Vacancy Rate
9.1%-12% vs US avg
x
Broadband Access
78.8%-9% vs US avg
x
4+ Bedrooms
1.4%-91% vs US avg
x
Built Pre-1939
11.1%-13% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
37.2%-25% vs US avg
x
Mortgage-Free
45.2%+18% vs US avg
x
$192,000
Home Value
$776
Rent
1963
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached73.5%
  • 1-unit attached2.0%
  • 2-9 units10.5%
  • 10+ units9.0%
  • Mobile home & other5.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$192,000
Median rent$776
Owner-occupied52.4%
Vacant9.1%
Price-to-income5.8x
Est. income to buy$53,000