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Newcomb CDP, NM

ZIP 87455 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 87455

Median Home Value
$25,600
Median Rent
$550
Affordability Snapshot
$7,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$164/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

0.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

3.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 87455 in Newcomb CDP, NM, a household would need roughly $7,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $164. That sits below the local median household income ($36,625), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 33% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
83.5%+28% vs US avg
x
Vacancy Rate
32.8%+218% vs US avg
x
Broadband Access
38.8%-55% vs US avg
x
4+ Bedrooms
1.9%-87% vs US avg
x
Built Pre-1939
1.5%-89% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
6.0%-88% vs US avg
x
Mortgage-Free
94.8%+148% vs US avg
x
$25,600
Home Value
$550
Rent
1986
Year Built
1998
Moved In

Residents have lived here since ~1998 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached80.2%
  • 1-unit attached1.2%
  • 2-9 units1.9%
  • 10+ units0.3%
  • Mobile home & other16.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$25,600
Median rent$550
Owner-occupied83.5%
Vacant32.8%
Price-to-income0.7x
Est. income to buy$7,000