ZIP Code 87730 — undefined, NM Demographics & Data

ZIP code 87730 covers NM in Harding County with a population of about 35.

At a glance, the area shows median age of 42.2 versus a U.S. median of about 38.9.

It sits in telephone area code 575; U.S. House district NM-3; the ALBUQUERQUE - SANTA FE media market.

On socioeconomic markers, US5 shows a poverty rate of 5.7%; unemployment rate near 0.0%; 27.8% of adults with a bachelor’s degree or higher (about 5.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Public administration and Agriculture; a mean commute of about 5.0 minutes (U.S. average near 26.8).

Median home value is about $112,500 — about 68% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 87730 in NM, a household would need roughly $31,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $723. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for NM as Very Low (composite score 0.4), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (67.9) and flood (2.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for NM show little to no average snow and around 16.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1 for ZIP 87730 (NM) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.