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ZIP 88102 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 88102

Median Home Value
$101,917
Median Rent
$733
Affordability Snapshot
$28,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$655/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.2x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

11.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 88102, a household would need roughly $28,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $655. That sits below the local median household income ($46,600), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 17% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
50.2%-23% vs US avg
x
Vacancy Rate
16.6%+61% vs US avg
x
Broadband Access
84.5%-3% vs US avg
x
4+ Bedrooms
0.8%-95% vs US avg
x
Built Pre-1939
9.2%-28% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
34.2%-31% vs US avg
x
Mortgage-Free
43.7%+14% vs US avg
x
$101,917
Home Value
$733
Rent
1964
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached75.8%
  • 1-unit attached1.7%
  • 2-9 units12.5%
  • 10+ units4.9%
  • Mobile home & other5.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$101,917
Median rent$733
Owner-occupied50.2%
Vacant16.6%
Price-to-income2.2x
Est. income to buy$28,000