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Ruidoso village, NM

ZIP 88312 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 88312

Median Home Value
$339,200
Median Rent
N/A
Affordability Snapshot
$93,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,179/mo PITI).

3.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

To comfortably buy a median-priced home in ZIP 88312 in Ruidoso village, NM, a household would need roughly $93,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,179. That is roughly in line with the local median household income ($95,479). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 54% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
97.5%+49% vs US avg
x
Vacancy Rate
53.8%+422% vs US avg
x
Broadband Access
97.1%+12% vs US avg
x
4+ Bedrooms
2.3%-85% vs US avg
x
Built Pre-1939
0.8%-93% vs US avg
x
Built Post-2014
1.3%-82% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
54.5%+43% vs US avg
x
$339,200
Home Value
N/A
Rent
1999
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached73.4%
  • 1-unit attached3.4%
  • 2-9 units4.5%
  • 10+ units1.2%
  • Mobile home & other17.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$339,200
Median rent$-666,666,666
Owner-occupied97.5%
Vacant53.8%
Price-to-income3.6x
Est. income to buy$93,000