ZIP Code 89013 — Goldfield CDP, NV Demographics & Data

ZIP code 89013 covers Goldfield, NV in Esmeralda County with a population of about 234.

At a glance, the area shows median age of 57.2 versus a U.S. median of about 38.9.

It sits in telephone area code 775; U.S. House district NV-4; the RENO media market.

Goldfield, NV fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 89013 is about $120,625 — about 61% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 12.8%; unemployment rate near 6.9%; 33.2% of adults with a bachelor’s degree or higher (roughly in line with the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Mining, and Wholesale trade; a mean commute of about 95.0 minutes (U.S. average near 26.8).

Median home value is about $86,300 — about 75% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 67.0% (about 1.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 89013 in Goldfield, NV, a household would need roughly $24,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $554. That sits below the local median household income ($120,625), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Goldfield CDP, NV as Very Low (composite score 2.1), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (34.7) and flood (4.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Goldfield CDP, NV show little to no average snow.

IRS migration statistics show a net inflow of about 9 for ZIP 89013 (Goldfield CDP, NV) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.