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Indian Springs CDP, NV

ZIP 89018 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 89018

Median Home Value
$325,500
Median Rent
$707
Affordability Snapshot
$90,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,091/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.4x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

38.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 89018 in Indian Springs CDP, NV, a household would need roughly $90,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,091. That is about 49% above the local median household income ($60,313), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 22% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
69.7%+7% vs US avg
x
Vacancy Rate
21.8%+111% vs US avg
x
Broadband Access
62.7%-28% vs US avg
x
4+ Bedrooms
4.1%-73% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
9.8%+42% vs US avg
x
Rent Burden >30%
7.1%-86% vs US avg
x
Mortgage-Free
37.3%-2% vs US avg
x
$325,500
Home Value
$707
Rent
1991
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached40.2%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units5.7%
  • Mobile home & other54.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$325,500
Median rent$707
Owner-occupied69.7%
Vacant21.8%
Price-to-income5.4x
Est. income to buy$90,000