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Moapa Valley CDP, NV

ZIP 89021 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 89021

Median Home Value
$438,100
Median Rent
$749
Affordability Snapshot
$121,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,814/mo PITI).

8%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

48.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 89021 in Moapa Valley CDP, NV, a household would need roughly $121,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,814. That is roughly in line with the local median household income ($115,270). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
89.6%+37% vs US avg
x
Vacancy Rate
11.1%+7% vs US avg
x
Broadband Access
98.3%+13% vs US avg
x
4+ Bedrooms
19.4%+31% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
3.3%-52% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
29.0%-24% vs US avg
x
$438,100
Home Value
$749
Rent
1993
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached81.6%
  • 1-unit attached2.7%
  • 2-9 units1.4%
  • 10+ units0.0%
  • Mobile home & other14.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$438,100
Median rent$749
Owner-occupied89.6%
Vacant11.1%
Price-to-income3.8x
Est. income to buy$121,000