US5.com
  1. Home
  2. States
  3. ZIP 89053
  4. Housing & Real Estate
,

ZIP 89053 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 89053

Median Home Value
$1,204,200
Median Rent
$2,015
Affordability Snapshot
$331,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$7,735/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

7.1x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

49.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 89053, a household would need roughly $331,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $7,735. That is about 96% above the local median household income ($169,246), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
62.9%-4% vs US avg
x
Vacancy Rate
3.2%-69% vs US avg
x
Broadband Access
98.0%+13% vs US avg
x
4+ Bedrooms
24.8%+68% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
1.1%-85% vs US avg
x
Rent Burden >30%
14.1%-72% vs US avg
x
Mortgage-Free
35.8%-6% vs US avg
x
$1,204,200
Home Value
$2,015
Rent
2003
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached83.5%
  • 1-unit attached0.0%
  • 2-9 units16.5%
  • 10+ units0.0%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,204,200
Median rent$2,015
Owner-occupied62.9%
Vacant3.2%
Price-to-income7.1x
Est. income to buy$331,000