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Mount Charleston CDP, NV

ZIP 89124 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 89124

Median Home Value
$504,200
Median Rent
$2,653
Affordability Snapshot
$139,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,239/mo PITI).

27%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

15.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 89124 in Mount Charleston CDP, NV, a household would need roughly $139,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,239. That is about 19% above the local median household income ($117,083), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 55% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
90.6%+39% vs US avg
x
Vacancy Rate
55.0%+434% vs US avg
x
Broadband Access
87.7%+1% vs US avg
x
4+ Bedrooms
7.3%-50% vs US avg
x
Built Pre-1939
2.3%-82% vs US avg
x
Built Post-2014
2.9%-57% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
44.4%+16% vs US avg
x
$504,200
Home Value
$2,653
Rent
1991
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached94.9%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other5.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$504,200
Median rent$2,653
Owner-occupied90.6%
Vacant55.0%
Price-to-income4.3x
Est. income to buy$139,000