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ZIP 89133 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 89133

Median Home Value
$261,900
Median Rent
$1,303
Affordability Snapshot
$72,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,682/mo PITI).

30%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

5.0x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

16.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 89133, a household would need roughly $72,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,682. That is about 39% above the local median household income ($51,875), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
44.8%-32% vs US avg
x
Vacancy Rate
6.0%-41% vs US avg
x
Broadband Access
91.6%+5% vs US avg
x
4+ Bedrooms
0.4%-97% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
1.4%-80% vs US avg
x
Rent Burden >30%
25.7%-48% vs US avg
x
Mortgage-Free
35.3%-8% vs US avg
x
$261,900
Home Value
$1,303
Rent
1987
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached36.8%
  • 1-unit attached0.9%
  • 2-9 units25.0%
  • 10+ units36.0%
  • Mobile home & other1.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$261,900
Median rent$1,303
Owner-occupied44.8%
Vacant6.0%
Price-to-income5.0x
Est. income to buy$72,000