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ZIP 89137
Housing & Real Estate

ZIP 89137 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 89137

Median Home Value

$478,000

Median Rent

$1,761

Affordability Snapshot

$132,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,071/mo PITI).

17%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.9x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

22.6 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 89137, a household would need roughly $132,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,071. That is roughly in line with the local median household income ($121,232). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel

Housing Metrics

Owner Occupied

55.5%-15% vs US avg

Vacancy Rate

3.4%-67% vs US avg

Broadband Access

85.5%-2% vs US avg

4+ Bedrooms

3.3%-78% vs US avg

Built Pre-1939

0.0%

Built Post-2014

0.5%-93% vs US avg

Rent Burden >30%

18.9%-62% vs US avg

Mortgage-Free

42.1%+10% vs US avg

$478,000

Home Value

$1,761

Rent

1995

Year Built

2014

Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached89.3%
1-unit attached1.8%
2-9 units8.9%
10+ units0.0%
Mobile home & other0.0%

ZIP 89137 — Housing & Real Estate

Housing & Real Estate in ZIP Code 89137

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