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Spring Valley CDP, NV

ZIP 89147 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 89147

Median Home Value
$376,900
Median Rent
$1,556
Affordability Snapshot
$104,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,421/mo PITI).

26%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.2x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

20.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 89147 in Spring Valley CDP, NV, a household would need roughly $104,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,421. That is about 42% above the local median household income ($73,025), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
51.4%-21% vs US avg
x
Vacancy Rate
5.9%-42% vs US avg
x
Broadband Access
91.8%+6% vs US avg
x
4+ Bedrooms
4.9%-67% vs US avg
x
Built Pre-1939
0.1%-100% vs US avg
x
Built Post-2014
0.8%-89% vs US avg
x
Rent Burden >30%
25.3%-49% vs US avg
x
Mortgage-Free
32.5%-15% vs US avg
x
$376,900
Home Value
$1,556
Rent
1996
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached57.5%
  • 1-unit attached8.8%
  • 2-9 units15.1%
  • 10+ units17.1%
  • Mobile home & other1.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$376,900
Median rent$1,556
Owner-occupied51.4%
Vacant5.9%
Price-to-income5.2x
Est. income to buy$104,000