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ZIP 89170 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 89170

Median Home Value
$293,300
Median Rent
$1,047
Affordability Snapshot
$81,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,884/mo PITI).

32%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

7.4x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

23.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 89170, a household would need roughly $81,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,884. That is about 105% above the local median household income ($39,512), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
24.3%-63% vs US avg
x
Vacancy Rate
6.9%-33% vs US avg
x
Broadband Access
89.2%+3% vs US avg
x
4+ Bedrooms
2.0%-86% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
0.9%-88% vs US avg
x
Rent Burden >30%
31.1%-37% vs US avg
x
Mortgage-Free
30.2%-21% vs US avg
x
$293,300
Home Value
$1,047
Rent
1976
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached15.6%
  • 1-unit attached7.9%
  • 2-9 units46.2%
  • 10+ units30.3%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$293,300
Median rent$1,047
Owner-occupied24.3%
Vacant6.9%
Price-to-income7.4x
Est. income to buy$81,000