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Eureka CDP, NV

ZIP 89316 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 89316

Median Home Value
$263,600
Median Rent
$824
Affordability Snapshot
$73,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,693/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

26.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 89316 in Eureka CDP, NV, a household would need roughly $73,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,693. That is roughly in line with the local median household income ($72,798). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 44% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
72.4%+11% vs US avg
x
Vacancy Rate
44.4%+331% vs US avg
x
Broadband Access
95.7%+10% vs US avg
x
4+ Bedrooms
1.1%-93% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
0.0%
x
Rent Burden >30%
43.4%-13% vs US avg
x
Mortgage-Free
78.9%+107% vs US avg
x
$263,600
Home Value
$824
Rent
1980
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached46.6%
  • 1-unit attached0.0%
  • 2-9 units7.4%
  • 10+ units0.0%
  • Mobile home & other46.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$263,600
Median rent$824
Owner-occupied72.4%
Vacant44.4%
Price-to-income3.6x
Est. income to buy$73,000