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Sparks city, NV

ZIP 89436 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 89436

Median Home Value
$546,600
Median Rent
$1,826
Affordability Snapshot
$150,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,511/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

24.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 89436 in Sparks city, NV, a household would need roughly $150,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,511. That is about 37% above the local median household income ($109,485), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
74.0%+13% vs US avg
x
Vacancy Rate
4.8%-53% vs US avg
x
Broadband Access
97.5%+12% vs US avg
x
4+ Bedrooms
7.6%-49% vs US avg
x
Built Pre-1939
0.1%-100% vs US avg
x
Built Post-2014
2.4%-65% vs US avg
x
Rent Burden >30%
22.4%-55% vs US avg
x
Mortgage-Free
28.1%-26% vs US avg
x
$546,600
Home Value
$1,826
Rent
2004
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached80.5%
  • 1-unit attached2.5%
  • 2-9 units9.4%
  • 10+ units6.9%
  • Mobile home & other0.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$546,600
Median rent$1,826
Owner-occupied74.0%
Vacant4.8%
Price-to-income5.0x
Est. income to buy$150,000