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ZIP 89507 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 89507

Median Home Value
$845,600
Median Rent
$999
Affordability Snapshot
$233,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,432/mo PITI).

43%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

30.5x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

70.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 89507, a household would need roughly $233,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,432. That is about 739% above the local median household income ($27,761), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 17% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
7.8%-88% vs US avg
x
Vacancy Rate
17.1%+66% vs US avg
x
Broadband Access
68.4%-21% vs US avg
x
4+ Bedrooms
5.9%-60% vs US avg
x
Built Pre-1939
5.3%-59% vs US avg
x
Built Post-2014
11.9%+73% vs US avg
x
Rent Burden >30%
40.8%-18% vs US avg
x
Mortgage-Free
100.0%+162% vs US avg
x
$845,600
Home Value
$999
Rent
2002
Year Built
2020
Moved In

Residents have lived here since ~2020 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached13.3%
  • 1-unit attached16.1%
  • 2-9 units8.4%
  • 10+ units62.3%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$845,600
Median rent$999
Owner-occupied7.8%
Vacant17.1%
Price-to-income30.5x
Est. income to buy$233,000