US5.com
  1. Home
  2. States
  3. Nevada
  4. ZIP 89703
  5. Housing & Real Estate
Carson City, NV

ZIP 89703 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 89703

Median Home Value
$595,400
Median Rent
$942
Affordability Snapshot
$164,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,825/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

7.2x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

52.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 89703 in Carson City, NV, a household would need roughly $164,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,825. That is about 99% above the local median household income ($82,237), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
74.2%+13% vs US avg
x
Vacancy Rate
2.9%-72% vs US avg
x
Broadband Access
93.6%+8% vs US avg
x
4+ Bedrooms
4.7%-69% vs US avg
x
Built Pre-1939
2.3%-82% vs US avg
x
Built Post-2014
1.8%-74% vs US avg
x
Rent Burden >30%
33.3%-33% vs US avg
x
Mortgage-Free
40.9%+7% vs US avg
x
$595,400
Home Value
$942
Rent
1978
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached78.3%
  • 1-unit attached1.7%
  • 2-9 units6.8%
  • 10+ units12.3%
  • Mobile home & other0.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$595,400
Median rent$942
Owner-occupied74.2%
Vacant2.9%
Price-to-income7.2x
Est. income to buy$164,000