ZIP Code 89706 — Carson City, NV Demographics & Data

ZIP code 89706 covers Carson, NV in Carson City with a population of about 20,724.

At a glance, the area shows median age of 38.6 (near the U.S. median).

It sits in telephone area code 775; U.S. House district NV-2; the RENO media market.

Median household income in ZIP 89706 is about $63,653 — about 15% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 11.6%; unemployment rate near 2.4%; 17.1% of adults with a bachelor’s degree or higher (about 16.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Manufacturing, and Public administration; about 5.5% of workers reporting work-from-home (about 9.7 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $344,600 — about even with the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,090 (about 6% below the U.S. median rent ($1,163)), and owner-occupancy near 61.6% (about 3.8 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 89706 in Carson, NV, a household would need roughly $95,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,214. That is about 49% above the local median household income ($63,653), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Carson City, NV as Relatively Low (composite score 76.1), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (93.5) and flood (46.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Carson City, NV show little to no average snow and around 11.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 775 for ZIP 89706 (Carson City, NV) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.