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ZIP 89803 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 89803

Median Home Value
$243,700
Median Rent
$871
Affordability Snapshot
$67,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,565/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.5x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

23.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 89803, a household would need roughly $67,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,565. That sits below the local median household income ($96,477), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
64.8%-1% vs US avg
x
Vacancy Rate
9.6%-7% vs US avg
x
Broadband Access
84.3%-3% vs US avg
x
4+ Bedrooms
1.1%-92% vs US avg
x
Built Pre-1939
16.9%+32% vs US avg
x
Built Post-2014
1.6%-77% vs US avg
x
Rent Burden >30%
20.7%-58% vs US avg
x
Mortgage-Free
55.3%+45% vs US avg
x
$243,700
Home Value
$871
Rent
1954
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached76.5%
  • 1-unit attached4.8%
  • 2-9 units7.8%
  • 10+ units4.8%
  • Mobile home & other6.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$243,700
Median rent$871
Owner-occupied64.8%
Vacant9.6%
Price-to-income2.5x
Est. income to buy$67,000