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Florence-Graham CDP, CA

ZIP 90001 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 90001

Median Home Value
$513,300
Median Rent
$1,304
Affordability Snapshot
$141,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,297/mo PITI).

26%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

8.4x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

32.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 90001 in Florence-Graham CDP, CA, a household would need roughly $141,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,297. That is about 132% above the local median household income ($60,751), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
35.6%-46% vs US avg
x
Vacancy Rate
4.2%-60% vs US avg
x
Broadband Access
86.5%-1% vs US avg
x
4+ Bedrooms
2.5%-83% vs US avg
x
Built Pre-1939
19.4%+51% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
28.8%-42% vs US avg
x
Mortgage-Free
38.0%-1% vs US avg
x
$513,300
Home Value
$1,304
Rent
1950
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached53.3%
  • 1-unit attached17.8%
  • 2-9 units23.0%
  • 10+ units4.9%
  • Mobile home & other0.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$513,300
Median rent$1,304
Owner-occupied35.6%
Vacant4.2%
Price-to-income8.4x
Est. income to buy$141,000