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Gardena city, CA

ZIP 90247 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 90247

Median Home Value
$640,500
Median Rent
$1,635
Affordability Snapshot
$176,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,114/mo PITI).

27%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

8.7x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

32.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 90247 in Gardena city, CA, a household would need roughly $176,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,114. That is about 138% above the local median household income ($73,851), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
40.7%-38% vs US avg
x
Vacancy Rate
5.4%-48% vs US avg
x
Broadband Access
90.6%+4% vs US avg
x
4+ Bedrooms
1.1%-93% vs US avg
x
Built Pre-1939
12.1%-5% vs US avg
x
Built Post-2014
0.5%-92% vs US avg
x
Rent Burden >30%
27.6%-44% vs US avg
x
Mortgage-Free
36.8%-4% vs US avg
x
$640,500
Home Value
$1,635
Rent
1965
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached37.1%
  • 1-unit attached8.5%
  • 2-9 units23.9%
  • 10+ units25.0%
  • Mobile home & other5.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$640,500
Median rent$1,635
Owner-occupied40.7%
Vacant5.4%
Price-to-income8.7x
Est. income to buy$176,000