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Gardena city, CA

ZIP 90249 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 90249

Median Home Value
$709,900
Median Rent
$1,615
Affordability Snapshot
$195,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,560/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

8.4x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

36.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 90249 in Gardena city, CA, a household would need roughly $195,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,560. That is about 130% above the local median household income ($84,921), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
58.4%-11% vs US avg
x
Vacancy Rate
4.4%-57% vs US avg
x
Broadband Access
93.8%+8% vs US avg
x
4+ Bedrooms
1.6%-90% vs US avg
x
Built Pre-1939
19.6%+53% vs US avg
x
Built Post-2014
1.3%-81% vs US avg
x
Rent Burden >30%
24.4%-51% vs US avg
x
Mortgage-Free
30.2%-21% vs US avg
x
$709,900
Home Value
$1,615
Rent
1957
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached60.2%
  • 1-unit attached6.8%
  • 2-9 units9.7%
  • 10+ units19.1%
  • Mobile home & other4.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$709,900
Median rent$1,615
Owner-occupied58.4%
Vacant4.4%
Price-to-income8.4x
Est. income to buy$195,000