US5.com
  1. Home
  2. States
  3. California
  4. ZIP 90640
  5. Housing & Real Estate
Montebello city, CA

ZIP 90640 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 90640

Median Home Value
$660,600
Median Rent
$1,669
Affordability Snapshot
$182,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,244/mo PITI).

27%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

8.8x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

33.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 90640 in Montebello city, CA, a household would need roughly $182,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,244. That is about 143% above the local median household income ($74,833), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
46.3%-29% vs US avg
x
Vacancy Rate
3.5%-66% vs US avg
x
Broadband Access
86.4%-1% vs US avg
x
4+ Bedrooms
2.1%-86% vs US avg
x
Built Pre-1939
13.8%+8% vs US avg
x
Built Post-2014
0.1%-99% vs US avg
x
Rent Burden >30%
27.9%-44% vs US avg
x
Mortgage-Free
39.0%+2% vs US avg
x
$660,600
Home Value
$1,669
Rent
1962
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached47.0%
  • 1-unit attached9.8%
  • 2-9 units19.6%
  • 10+ units22.0%
  • Mobile home & other1.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$660,600
Median rent$1,669
Owner-occupied46.3%
Vacant3.5%
Price-to-income8.8x
Est. income to buy$182,000