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Cerritos city, CA

ZIP 90703 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 90703

Median Home Value
$906,500
Median Rent
$2,697
Affordability Snapshot
$250,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,823/mo PITI).

24%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.8x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

28.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 90703 in Cerritos city, CA, a household would need roughly $250,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,823. That is about 88% above the local median household income ($133,300), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
74.5%+14% vs US avg
x
Vacancy Rate
1.8%-83% vs US avg
x
Broadband Access
96.3%+11% vs US avg
x
4+ Bedrooms
11.5%-22% vs US avg
x
Built Pre-1939
1.1%-91% vs US avg
x
Built Post-2014
0.1%-99% vs US avg
x
Rent Burden >30%
20.1%-59% vs US avg
x
Mortgage-Free
41.7%+9% vs US avg
x
$906,500
Home Value
$2,697
Rent
1974
Year Built
2006
Moved In

Residents have lived here since ~2006 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached80.8%
  • 1-unit attached6.9%
  • 2-9 units5.6%
  • 10+ units6.6%
  • Mobile home & other0.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$906,500
Median rent$2,697
Owner-occupied74.5%
Vacant1.8%
Price-to-income6.8x
Est. income to buy$250,000