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Santa Clarita city, CA

ZIP 91321 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 91321

Median Home Value
$654,300
Median Rent
$1,959
Affordability Snapshot
$180,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,203/mo PITI).

25%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

7.0x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

27.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 91321 in Santa Clarita city, CA, a household would need roughly $180,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,203. That is about 93% above the local median household income ($93,281), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
61.4%-6% vs US avg
x
Vacancy Rate
4.4%-57% vs US avg
x
Broadband Access
93.2%+7% vs US avg
x
4+ Bedrooms
4.2%-72% vs US avg
x
Built Pre-1939
2.2%-83% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
30.9%-38% vs US avg
x
Mortgage-Free
31.0%-19% vs US avg
x
$654,300
Home Value
$1,959
Rent
1978
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached44.3%
  • 1-unit attached14.5%
  • 2-9 units18.2%
  • 10+ units17.6%
  • Mobile home & other5.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$654,300
Median rent$1,959
Owner-occupied61.4%
Vacant4.4%
Price-to-income7.0x
Est. income to buy$180,000