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Rancho Cucamonga city, CA

ZIP 91739 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 91739

Median Home Value
$860,200
Median Rent
$2,375
Affordability Snapshot
$237,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,526/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.1x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

30.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 91739 in Rancho Cucamonga city, CA, a household would need roughly $237,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,526. That is about 68% above the local median household income ($141,475), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
73.2%+12% vs US avg
x
Vacancy Rate
3.8%-63% vs US avg
x
Broadband Access
97.9%+13% vs US avg
x
4+ Bedrooms
20.8%+40% vs US avg
x
Built Pre-1939
0.1%-99% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
26.8%-46% vs US avg
x
Mortgage-Free
19.1%-50% vs US avg
x
$860,200
Home Value
$2,375
Rent
2003
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached73.2%
  • 1-unit attached7.5%
  • 2-9 units7.2%
  • 10+ units12.0%
  • Mobile home & other0.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$860,200
Median rent$2,375
Owner-occupied73.2%
Vacant3.8%
Price-to-income6.1x
Est. income to buy$237,000