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Ontario city, CA

ZIP 91764 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 91764

Median Home Value
$524,100
Median Rent
$1,852
Affordability Snapshot
$144,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,367/mo PITI).

29%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.9x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

23.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 91764 in Ontario city, CA, a household would need roughly $144,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,367. That is about 90% above the local median household income ($75,605), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
44.6%-32% vs US avg
x
Vacancy Rate
4.3%-58% vs US avg
x
Broadband Access
92.7%+6% vs US avg
x
4+ Bedrooms
1.2%-92% vs US avg
x
Built Pre-1939
5.0%-61% vs US avg
x
Built Post-2014
1.1%-83% vs US avg
x
Rent Burden >30%
34.0%-32% vs US avg
x
Mortgage-Free
26.7%-30% vs US avg
x
$524,100
Home Value
$1,852
Rent
1977
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached47.4%
  • 1-unit attached9.5%
  • 2-9 units17.9%
  • 10+ units22.5%
  • Mobile home & other2.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$524,100
Median rent$1,852
Owner-occupied44.6%
Vacant4.3%
Price-to-income6.9x
Est. income to buy$144,000