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Chula Vista city, CA

ZIP 91910 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 91910

Median Home Value
$676,700
Median Rent
$1,805
Affordability Snapshot
$186,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,347/mo PITI).

25%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

7.7x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

31.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 91910 in Chula Vista city, CA, a household would need roughly $186,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,347. That is about 112% above the local median household income ($87,705), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
50.5%-23% vs US avg
x
Vacancy Rate
7.2%-30% vs US avg
x
Broadband Access
91.1%+5% vs US avg
x
4+ Bedrooms
3.7%-75% vs US avg
x
Built Pre-1939
5.1%-60% vs US avg
x
Built Post-2014
0.3%-95% vs US avg
x
Rent Burden >30%
30.6%-39% vs US avg
x
Mortgage-Free
29.6%-22% vs US avg
x
$676,700
Home Value
$1,805
Rent
1974
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached47.5%
  • 1-unit attached10.3%
  • 2-9 units13.2%
  • 10+ units24.9%
  • Mobile home & other4.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$676,700
Median rent$1,805
Owner-occupied50.5%
Vacant7.2%
Price-to-income7.7x
Est. income to buy$186,000