ZIP Code 91962 — Pine Valley CDP, CA Demographics & Data

ZIP code 91962 covers Pine Valley, CA in San Diego County with a population of about 2,457.

At a glance, the area shows median age of 57.6 versus a U.S. median of about 38.9.

It sits in telephone area codes 619, 858; U.S. House district CA-48; the SAN DIEGO media market.

Pine Valley, CA fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 91962 is about $140,270 — about 87% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 7.9%; unemployment rate near 22.4%; 41.0% of adults with a bachelor’s degree or higher (about 7.3 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Wholesale trade, and Retail trade; about 28.7% of workers reporting work-from-home (about 13.5 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $496,800 — about 43% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $2,200 (about 89% above the U.S. median rent ($1,163)), and owner-occupancy near 92.6% (about 27.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 91962 in Pine Valley, CA, a household would need roughly $137,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,191. That is roughly in line with the local median household income ($140,270). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Pine Valley CDP, CA as Very High (composite score 99.7), which is among the highest nationally. The strongest component scores on US5 are wildfire (100.0) and flood (99.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Pine Valley CDP, CA show little to no average snow and around 12.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 121 for ZIP 91962 (Pine Valley CDP, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.