What to know about ZIP 92039
ZIP code 92039 covers ZIP 92039 with a population of about 2,720.
At a glance, the area shows median age of 33.4 versus a U.S. median of about 38.9.
It sits in the SAN DIEGO media market.
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
ZIP code 92039 covers ZIP 92039 with a population of about 2,720.
At a glance, the area shows median age of 33.4 versus a U.S. median of about 38.9.
It sits in the SAN DIEGO media market.
Median household income in ZIP 92039 is about $97,772 — about 30% above the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 26.6%; unemployment rate near 12.2%; 76.6% of adults with a bachelor’s degree or higher (about 42.9 points above the national share (33.7%)).
Labor and commute patterns include leading industry context around Education, Professional services, and Retail trade; about 16.0% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Median home value is about $762,600 — about 119% above the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $2,403 (about 107% above the U.S. median rent ($1,163)), and owner-occupancy near 38.1% (about 27.3 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 92039, a household would need roughly $210,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,899. That is about 115% above the local median household income ($97,772), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.