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Camp Pendleton Mainside CDP, CA

ZIP 92058 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 92058

Median Home Value
$609,000
Median Rent
$2,421
Affordability Snapshot
$168,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,912/mo PITI).

40%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

8.4x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

21.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 92058 in Camp Pendleton Mainside CDP, CA, a household would need roughly $168,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,912. That is about 132% above the local median household income ($72,479), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
28.3%-57% vs US avg
x
Vacancy Rate
7.6%-27% vs US avg
x
Broadband Access
94.6%+9% vs US avg
x
4+ Bedrooms
1.7%-88% vs US avg
x
Built Pre-1939
1.2%-91% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
38.3%-23% vs US avg
x
Mortgage-Free
32.4%-15% vs US avg
x
$609,000
Home Value
$2,421
Rent
1993
Year Built
2019
Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached32.2%
  • 1-unit attached33.2%
  • 2-9 units18.7%
  • 10+ units8.8%
  • Mobile home & other7.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$609,000
Median rent$2,421
Owner-occupied28.3%
Vacant7.6%
Price-to-income8.4x
Est. income to buy$168,000