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Poway city, CA

ZIP 92064 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 92064

Median Home Value
$971,600
Median Rent
$2,067
Affordability Snapshot
$267,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$6,241/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.7x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

39.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 92064 in Poway city, CA, a household would need roughly $267,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $6,241. That is about 85% above the local median household income ($144,201), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
75.7%+16% vs US avg
x
Vacancy Rate
3.3%-68% vs US avg
x
Broadband Access
94.7%+9% vs US avg
x
4+ Bedrooms
9.6%-35% vs US avg
x
Built Pre-1939
1.1%-92% vs US avg
x
Built Post-2014
0.6%-91% vs US avg
x
Rent Burden >30%
24.5%-51% vs US avg
x
Mortgage-Free
27.6%-28% vs US avg
x
$971,600
Home Value
$2,067
Rent
1978
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached77.0%
  • 1-unit attached4.6%
  • 2-9 units5.5%
  • 10+ units9.1%
  • Mobile home & other3.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$971,600
Median rent$2,067
Owner-occupied75.7%
Vacant3.3%
Price-to-income6.7x
Est. income to buy$267,000