US5.com
  1. Home
  2. States
  3. ZIP 92112
  4. Housing & Real Estate
,

ZIP 92112 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 92112

Median Home Value
$534,500
Median Rent
$2,502
Affordability Snapshot
$147,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,433/mo PITI).

40%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

7.1x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

17.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 92112, a household would need roughly $147,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,433. That is about 97% above the local median household income ($74,775), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
8.8%-87% vs US avg
x
Vacancy Rate
9.1%-12% vs US avg
x
Broadband Access
90.6%+4% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
0.0%
x
Built Post-2014
9.8%+43% vs US avg
x
Rent Burden >30%
26.8%-46% vs US avg
x
Mortgage-Free
26.0%-32% vs US avg
x
$534,500
Home Value
$2,502
Rent
2006
Year Built
2020
Moved In

Residents have lived here since ~2020 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached0.0%
  • 1-unit attached0.0%
  • 2-9 units3.8%
  • 10+ units95.4%
  • Mobile home & other0.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$534,500
Median rent$2,502
Owner-occupied8.8%
Vacant9.1%
Price-to-income7.1x
Est. income to buy$147,000