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San Diego city, CA

ZIP 92113 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 92113

Median Home Value
$559,100
Median Rent
$1,469
Affordability Snapshot
$154,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,592/mo PITI).

30%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

9.4x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

31.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 92113 in San Diego city, CA, a household would need roughly $154,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,592. That is about 160% above the local median household income ($59,177), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
28.7%-56% vs US avg
x
Vacancy Rate
6.0%-42% vs US avg
x
Broadband Access
87.8%+1% vs US avg
x
4+ Bedrooms
1.8%-88% vs US avg
x
Built Pre-1939
7.1%-45% vs US avg
x
Built Post-2014
0.5%-93% vs US avg
x
Rent Burden >30%
31.6%-36% vs US avg
x
Mortgage-Free
30.6%-20% vs US avg
x
$559,100
Home Value
$1,469
Rent
1968
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached49.2%
  • 1-unit attached11.8%
  • 2-9 units23.8%
  • 10+ units14.5%
  • Mobile home & other0.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$559,100
Median rent$1,469
Owner-occupied28.7%
Vacant6.0%
Price-to-income9.4x
Est. income to buy$154,000