US5.com
  1. Home
  2. States
  3. California
  4. ZIP 92118
  5. Housing & Real Estate
Coronado city, CA

ZIP 92118 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 92118

Median Home Value
$1,998,900
Median Rent
$3,170
Affordability Snapshot
$550,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$12,840/mo PITI).

28%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

14.8x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

52.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 92118 in Coronado city, CA, a household would need roughly $550,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $12,840. That is about 307% above the local median household income ($135,056), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 27% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
54.6%-17% vs US avg
x
Vacancy Rate
26.6%+158% vs US avg
x
Broadband Access
97.2%+12% vs US avg
x
4+ Bedrooms
5.1%-65% vs US avg
x
Built Pre-1939
6.6%-49% vs US avg
x
Built Post-2014
0.5%-93% vs US avg
x
Rent Burden >30%
27.3%-45% vs US avg
x
Mortgage-Free
45.6%+19% vs US avg
x
$1,998,900
Home Value
$3,170
Rent
1974
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached47.9%
  • 1-unit attached12.5%
  • 2-9 units11.4%
  • 10+ units28.0%
  • Mobile home & other0.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,998,900
Median rent$3,170
Owner-occupied54.6%
Vacant26.6%
Price-to-income14.8x
Est. income to buy$550,000