ZIP Code 92196 — undefined, undefined Demographics & Data

ZIP code 92196 covers ZIP 92196 with a population of about 6,522.

At a glance, the area shows median age of 40.2 (near the U.S. median).

It sits in the SAN DIEGO media market.

Median household income in ZIP 92196 is about $115,942 — about 54% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 9.9%; unemployment rate near 4.0%; 35.2% of adults with a bachelor’s degree or higher (about 1.5 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Healthcare, and Manufacturing; about 14.7% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $776,500 — about 123% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,915 (about 65% above the U.S. median rent ($1,163)), and owner-occupancy near 60.7% (about 4.7 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 92196, a household would need roughly $214,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,988. That is about 85% above the local median household income ($115,942), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.