ZIP Code 92198 — undefined, undefined Demographics & Data

ZIP code 92198 covers ZIP 92198 with a population of about 2,612.

At a glance, the area shows median age of 73.1 versus a U.S. median of about 38.9.

It sits in the SAN DIEGO media market.

ZIP 92198 fits a retirement-oriented profile (high share of residents 65+ (78.1%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 92198 is about $82,549 — about 10% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 8.7%; unemployment rate near 4.9%; 59.6% of adults with a bachelor’s degree or higher (about 25.9 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Education, and Healthcare; about 30.2% of workers reporting work-from-home (about 15.0 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $669,300 — about 92% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $2,427 (about 109% above the U.S. median rent ($1,163)), and owner-occupancy near 64.0% (about 1.4 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 92198, a household would need roughly $184,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,299. That is about 123% above the local median household income ($82,549), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.